Housing beneficiaries urged to draft wills for free

Tuesday, September 13, 2022

Government subsidised housing beneficiaries have been urged to take advantage of the opportunity to have their wills drafted for free during National Wills Week.

During National Wills Week 2022, which takes place from 12 to 16 September, legal practitioners will draft and offer legal advice at no cost to the public.

The services are offered through a partnership with Legal Aid South Africa (Legal Aid SA), the Law Society of South Africa and the Justice and Constitutional Development Department.

Western Cape Human Settlements Director of Communication and Stakeholder Relations, Nathan Adriaanse, said the beneficiaries often have a misconception that since the department hands over Breaking New Ground (BNG) houses, the department can be involved when there are disputes in the family in terms of who inherits the house when the beneficiary has passed away without a will.

“Unfortunately, the department cannot be involved or make decisions in such instances. The department would like to make it clear that once a government subsidised house and title deed has been handed over, it is the beneficiary’s responsibility to ensure that they have a will in place which stipulates who gets to inherit their house,” Adriaanse said.

While no one enjoys thinking about or planning for their death, Adriaanse emphasised that having a will in place will minimise stress, financial issues, and disputes among loved ones once the time come.

“A valid and up-to-date will ensures that your money in bank accounts, your home and personal property are distributed according to your wishes in the event of death. A valid will also ensures your loved ones do not experience delays and conflict regarding your wishes, which often is the case in the absence of a vital document,” Adriaanse said.

He added that, in the absence of a will, “your home and any assets are distributed in accordance with the Estate Laws of the country”.

“Some of the consequences of not having a will include you not having control over who inherits your home and your partner may be left with nothing if you are not married. Family members may argue or disagree regarding your final wishes, and it can take years to wind-up your Estate.

“The department reminds all government subsidised housing beneficiaries that their house is a big and important investment, not only for their current families, but also for generations that follow.  Beneficiaries must ensure they protect their homes and loved ones, in the form of a legally valid will,” Adriaanse said.

Adriaanse said during National Wills Week 2022, anyone can get free assistance to draft a will from participating attorneys in the Western Cape from the Law Society of South Africa (LSSA).

“Assistance can also be provided at any time from various banks, insurance companies, NGO’s and individuals who have the necessary skills to draft a will.”

Beneficiaries can also draft their own Will, provided that the will must be in writing, either typed or handwritten, and the will must reflect the date and place it was concluded.

“Each page of the will, including the last page, must be signed by the testator, and the will must also be signed by two competent witnesses. It is advisable to have your will certified by a Commissioner of Oaths to ensure that the will is a true reflection of your wishes,” Adriaanse explained. – SAnews.gov.za